L’objectif du cours est de familiariser les étudiants aux différents canaux de distribution dans les institutions financières notamment les canaux digitaux comme le ebanking et le mobile banking. La matière réserve une grande partie à la transformation digitale en cours dans le secteur bancaire, l’implication des géants de la tech GAFAM et BATX (Google, Apple, Facebook, Amazon, Microsoft…) ainsi que les menaces des Fintechs. Enfin l’impact des cryptomonnaies et des monnaies digitales sur l’économie sera discuté durant le semestre.

Temps présentiel : 35 heures

Charge de travail étudiant : 70 heures

Méthode(s) d'évaluation : Analyse critique d'un article scientifique, Analyse d'article, Analyse de textes, Examen final, Travaux pratiques contrôlés

Référence :
 Digital Bank: Strategies to launch or become a digital bank – Chris Skinner  Bank 4.0: Banking Everywhere, Never at a Bank – Brett King  The Power of Mobile Banking: How to Profit from the Revolution - Sankar Krishnan  Doing Digital: Lessons from Leaders – Chris Skinner  The Digital Banking Revolution: How Fintech Companies are Transforming the Retail Banking Industry Through Disruptive Financial Innovation - Luigi Wewege and Michael C. Thomsett  Bank 3.0: Why banking is no longer somewhere you go, but something you do - Brett King  Smarter Bank: Why Money Management is More Important Than Money Movement to Banks and Credit Unions - Ron Shevlin  The End of Banking: Money, Credit, and the Digital Revolution - Jonathan McMillan  Breaking Banks: The Innovators, Rogues, and Strategists Rebooting Banking – Brett King  Virtual Banking: A Guide to Innovation and Partnering (Wiley Finance) - Dan Schatt  Blockchain: Understand Blockchain in a Day: A Comprehensive Introduction to the Basics of Blockchain & Cryptocurrencies (Blockchain, Cryptocurrencies, ... Blockchain Guide Programming, Digital Money) – Steve Gold  Cyber cash: the coming era of electronic money – Robert Guttman – Palgrave Mac Millan (2003)  Internet et transactions financières – Thierry Granier, Corynne Jaffeux – Economica - 2002  Electronic banking: the ultimate guide to online banking – Scn Education BV – Kaufmann – (2001)  Successful web portals in retail banking – Singer, Ross, Avery- Wiley – (2001)  Electronic banking: the legal implications. RM Goode. The institute of Bankers- Center for commercial law studies  Banking and Finance on the internet – Mary J. Cronin – VNB (1997)  Electronic Banking – Lipis, Marschall, Linker- John Wiley and sons  Virtual money – Solomon – Oxford (1997)